Dental / Vision

South Dakota Farm Bureau Health Plans has bundled dental and vision coverage, exclusively for Farm Bureau members, in one affordable, convenient plan.

Our Dental/Vision plan uses the Delta Dental PPO Plus PremierTM network of dentists giving you the ability to maximize your benefits and lower your costs.

By using the VSP Choice network, members will have care from great eye doctors, quality eyewear at low out-of-pocket costs.

Our Dental/Vision plan provides the dental and vision coverage you need at a low, bundled-plan rate.

Total health care protection goes beyond medical coverage. South Dakota Farm Bureau Health Plans (SDFBHP) recognizes your physical and financial well-being requires dental and vision coverage as well.

SDFBHP now offers Delta Dental PPO Plus PremierTM network, a combined dental and vision plan designed to meet your needs no matter what your age, at rates less than $1.65 per person per day. See how dental and vision coverage can complete your health care coverage.

We’ve bundled dental and vision coverage into one affordable, convenient plan. Choose a Dental/Vision plan just for yourself or for your family.

Our Dental/Vision plan uses the Delta Dental PPO network of dentists, giving you the ability to maximize your benefits and lower your costs.

With VSP’s Choice network, members will also have access to great eye doctors and quality eyewear at low out-of-pocket costs.

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Dental / Vision Overview

Individual Premium

$55.75

/month

2-Person Premium

$94.50

/month

Family (3+) Premium

$153

/month

Dental / Vision Details

Note: The benefits and costs shown are for plans effective on or after January 1, 2022.

Dental Benefit Highlights

  • Administered by Delta Dental.
  • Extensive network of providers.
  • Annual deductible is $50 per person or $150 for family.
  • Annual maximum benefit per person based on months of eligibility:
    • 0-12 months - $500
    • 13-24 months- $1,000
    • 25+ months - $1,500
  • First day coverage for routine exams and cleanings, not subject to the deductible.
  • Graduated coverage based on how long policies are enforced.

 

Vision Benefits Highlights

  • Eye-care benefits administered by VSP.
  • Extensive network of independent optometrists and eyewear providers.
  • $15 copay for refractive exams.
  • $35 copay for frames (every 2 years), lenses (every year).
  • $150 allowance for contacts per year.

Dental / Vision Details

Note: The benefits and costs shown are for plans effective on or after January 1, 2022.

Dental Benefits Highlights

  • Administered by Delta Dental.
  • Extensive network of providers.
  • Annual deductible is $50 per person or $150 for family.
  • Annual maximum benefit by month:
    • 0-12 months - $500
    • 13-24 months- $1,000
    • 25+ months - $1,500
  • First day coverage for routine exams and cleanings, not subject to the deductible.
  • Graduated coverage based on how long policies are enforced.

 

Vision Benefits Highlights

  • Eye-care benefits administered by VSP.
  • Extensive network of independent optometrists and eyewear providers.
  • $15 copay for refractive exams.
  • $35 copay for frames (every 2 years), lenses (every year).
  • $150 allowance for contacts per year.

WellVision Exam

Exam
  • Focuses on eyes and overall wellness
  • KidsCare: Children have two, fully covered WellVision exams, if needed
Copay $20
Frequency As needed

Prescription Glasses

Frames
  • $150 allowance for a wide selection of frames
  • $170 allowance for featured frame brands
  • 20% savings on the amount over allowance
  • KidsCare: Frames for children are covered up to the plan allowance every calendar year
Copay Included in Prescription Glasses Copay
Frequency Every other calendar year
Lenses
  • Single vision, lined bifocal, and lined trifocal lenses
  • Polycarbonate lenses for dependent children
  • KidsCare: Additional lenses for children are fully covered when needed. Minimum prescription change required
Copay Included in Prescription Glasses Copay
Frequency Every calendar year

Contacts

+Instead of Glasses
Exam
  • Focuses on eyes and overall wellness
  • KidsCare: Children have two, fully covered WellVision exams, if needed
Copay $20
Frequency As needed

Lens Enhancements

Average savings of 20-25% on other lens enhancements
Standard Progressive Lenses
Copay Covered in full
Frequency Every calendar year
Premium Progressive Lenses
Copay Covered in full
Frequency Every calendar year
Custom Progressive Lenses
Copay$150-$175
Frequency Every calendar year

Diabetic Eyecare Plus Program

Services related to diabetic eye disease, glaucoma and age-related macular degeneration (AMD). Retinal screening for eligible members with diabetes. Limitations and coordination with medical coverage may apply. Ask your VSP doctor for details Copay $20
Frequency As needed

Extra Services

Glasses and Sunglasses
Extra $20 to spend on featured frame brands. Go to vsp.com/specialoffers for details 20% Savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of last WellVision exam.
Retinal Screening
No more than a $39 copay on routine retinal screening as an enhancement to a WellVision exam.
Laser Vision Correction
Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities

Your Coverage with Out-of-Network Providers

Exam Up to $45 Frames Up to $70 Contacts Up to $105
Lined Trifocal Up to $65 Progressive Up to $50 Single Vision Up to $30
Lined Bifocal Up to $50

Walmart


While not a full participating provider within this plan, Walmart will file a claim for vision benefits on a member’s behalf and accept assignment (payment) from VSP. The use of Walmart’s eye care center may not result in the maximization of benefit in all cases. It will come close, offering a potential convenience for a member. When using Walmart as a provider, please ask the eye care associate for expected costs when the benefits are utilized.

Enroll today!

If you already know what coverage you need, and you’re ready to sign-up for affordable and quality coverage, we’re ready to help.

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